So I'm a single mum, living at my parents house with no money, only debt. I'm 31 and had been diagnose with CC at 29. I had a full hysterectomy followed up by radio-chemotherapy. I have no life insurance.
Annoyingly it was something I had begun looking at shortly before I was diagnosed but my friend who was sellig life insurance told me I would have to pay £50 p/m. I was a student at the time and couldn't afford the monthly outgoing so I told her that when I had a job I would set it up then. I was diagnosed a month after that conversation. Since then I completed my teaching course, got a job, but in my first week my oncologist believed that my cancer had returned, due to it being on my liver, he told me that any treatment given would be to prolong my life not to cure it. Since then he has come to the conclusion that it may not be cancer on my liver, just an unusual lesion that they can't explain but will monitor. They can't rule cancer out completely while not know what it is on my liver.
So life insurance. I figured you only needed life insurance if you had some property or something of value worth insuring. As I have only debt and a car (which is insured) I didn't think that life insurance would apply to me. Obviously I now know a little differently, though not a lot more.
What I don't know is am I insurable given my medical history and ongoing monitoring? Or have I missed the insurance boat indefinitely or until at least I'm given 5 years all clear/ no longer being monitored?
I know there are insuarance companies I could speak to but I figured there may be people who have been in a similar situation and/or could also do with hearing other people's experiences.